Photo courtesy ©Jason Asteros/Habitat for Humanity International
How it works:
- Habitat selects partner families based on income, satisfactory credit, need and willingness to partner with us for the construction and maintenance of their Habitat home.
- Habitat builds or rehabilitates the Habitat home using volunteer labor and donated materials to keep costs low and take no profit for our services.
- Partner families contribute “sweat equity” – an investment of labor towards the construction of their future home.
- The Habitat home is sold to our partner family with a low or no-interest, affordable loan.
- Payments made by the homeowners are placed in a revolving fund to help Habitat for Humanity serve others in need.
Eligibility Requirements:
Need
- Their current housing is substandard, does not meet their needs, or they would otherwise be unable to purchase a home.
- Must be citizens of the United States.
- Must be willing to perform “sweat equity” volunteer hours on their new home, another home or at the ReStore
- Must apply and be approved for the USDA Rural Development 502 Direct loan
Ability to Pay
- Good credit rating
- Annual Income needs to be between the two guidelines listed below:
Interested in applying for a Habitat house?
Click below to download and print a pre-application.
Click below to download and print a pre-application.
Did you receive an acceptance letter from us?
Click below to print out the complete homeowner application.
Click below to print out the complete homeowner application.
Mail all applications and supporting documents to the address listed below.