Photo courtesy ©Jason Asteros/Habitat for Humanity International

How it works:

  • Habitat selects partner families based on income, satisfactory credit, need and willingness to partner with us for the construction and maintenance of their Habitat home.
  • Habitat builds or rehabilitates the Habitat home using volunteer labor and donated materials to keep costs low and take no profit for our services.
  • Partner families contribute “sweat equity” – an investment of labor towards the construction of their future home.
  • The Habitat home is sold to our partner family with a low or no-interest, affordable loan.
  • Payments made by the homeowners are placed in a revolving fund to help Habitat for Humanity serve others in need.

Eligibility Requirements:

 
Need
  •    Their current housing is substandard, does not meet their needs, or they would otherwise be unable to purchase a home.
  • Must be citizens of the United States.
Willingness to Partner
  •     Must be willing to perform “sweat equity” volunteer hours on their new home, another home or at the ReStore
  •     Must apply and be approved for the USDA Rural Development 502 Direct loan
 
Ability to Pay
  •   Good credit rating
  •   Annual Income needs to be between the two guidelines listed below:
Interested in applying for a Habitat house?
 Click below to download and print a pre-application.
Did you receive an acceptance letter from us?
​ Click below to print out the complete homeowner application.
Mail all applications and supporting documents to the address listed below.